Many Employers are Wary about Hiring Someone who has Filed Chapter 13 Anaheim

There is an old saying about giving a dog a bad name and hanging him. This is the case of someone who is looking for a new job after filing Chapter 13 Anaheim, or anywhere else in the country. Unless you are a Chapter 13 attorney Anaheim, or wherever, or are practicing Chapter 7 bankruptcy law Anaheim, you will find that many prospective employers are wary of hiring someone has the stigma of bankruptcy attached.  

Debtors need employment after bankruptcy, but many may be denied job opportunities simply because of past financial failure. A bankrupt individual is like a teenager who is repeatedly turned down for jobs because he lacks experience. But if he keeps on getting turned down, he will never get the experience he needs. Somebody has to take a chance on the youngster and give him his first job. Likewise, employers must be willing to take a chance on hiring someone who has been bankrupt. 

Companies often check credit when a job involves finance, accounting, cash or valuable merchandise and when a position requires a security clearance. If your credit is poor or you’ve filed bankruptcy, be ready to provide interviewers with a short, contrite explanation and to redirect the conversation to one of your strengths as well as to a reference that can back up your story. A positive attitude and a determined demeanour, along with a job-winning resume, go a long way in convincing an interviewer that, in spite of any blemished credit report, they have the right person for the job. Applicants should spend time extolling virtues and not vices. Paint a picture of past workplace successes and superior abilities, and exude competence. 

The same criteria will apply to all applicants when applying for a job but for someone who has been dealing with a bankruptcy Chapter 7 lawyer Anaheim or with a Chapter 13 bankruptcy Anaheim, there is the additional pressure of dealing with this prejudice. Finding employment after bankruptcy can be quite a challenge. Applicants applying for work in banking, retail merchandising, government, security, and outside sales have always been routinely screened by prospective employers to verify clean credit records, clear criminal background checks, and negative drug tests. However in recent years, extensive screening, including credit checks, has become the norm for increasingly more occupations. An individual may possess all of the qualifications, but if a Chapter 7 or 13 proceeding appears on the credit report, they may be denied the job. 

This does not mean that you should just give up and accept defeat. Although it may seem like an uphill battle you will find that not all future employers will judge you in the same manner. There will be those amongst the rest who are sensible to realise that having to file for Chapter 13 Anaheim or having to file for any form of bankruptcy may not necessarily be a character flaw. These things sometimes do happen to good people and they cannot control the final outcome of it.