My Best Friend is a Successful Attorney for Bankruptcy Whittier

There are some people who hate attorneys of every kind and I suppose they have their reasons. I am not one of them because I know how hard these people work and it is not their fault that they see people at a very difficult time in their lives. My best friend is a successful attorney for bankruptcy Whittier and he says that it is like hating the doctor for telling you that you have cancer!

Although this friend works for an attorney law firm Whittier which has many a professional attorney bankruptcy Whittier, I know that there is many an attorney in bankruptcy Whittier who is not as professional. A good attorney bankruptcy lawyer Whittier will provide a reliable and efficient service and keep your best interests in mind.

After a proper evaluation of your case, the attorney should arrange for you to attend pre-bankruptcy counselling, a requirement under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). As this goes on, he should review all your insurance policies to determine if you are entitled to make any claims to raise funds to pay off some of your debts. At the same time, he should determine if there is any legal technicality that may prevent your bankruptcy application from being successful.

Once he has the complete picture of your situation, the attorney would draft out a formal petition for a Chapter 13 plan that includes a proposed payment schedule. You should expect your attorney to go through the petition with you before filing it. Upon filing the petition, your attorney will serve the Notice of Bankruptcy Filing together with the Chapter 13 plan on each of your creditors.

Your attorney would assist you in organizing a meeting with all creditors about 30 days after filing your petition. This is to explain how you will repay your debts to them and address their individual concerns. Should any of your creditors file a lawsuit against you, your attorney would file a Notice of Bankruptcy to address it. Your creditors and the bankruptcy trustee have the right to file an objection against your Chapter 13 plan or a complaint to determine dischargeability. In such a case, your attorney should work out a plan to defend you against it.

During the Meeting of Creditors, the bankruptcy trustee will ask the debtor various questions about the bankruptcy, such as whether all of the information contained within the bankruptcy documents are true and correct. The trustee may ask other questions about a debtor's financial affairs. It is important to note that at the Meeting of Creditors, as the name suggests, any creditor may appear and ask a debtor questions about his bankruptcy and finances.

When dealing with an attorney bankruptcy law Whittier, or anywhere else in the country, your best bet is to be as honest as you can when you are asked for information. This is because if you try to hide things and they later come to light you can be accused of committing fraud.